Making an offer on a home without being prequalified.Prequalification will make your life easier-so take the time to speak with a lender. Their specific questions in regard to income, debt, etc. will help you determine the price range you can afford. It is an important step on the path to home ownership.
Not having a home inspection. Trying to save money today can end up costing you tomorrow. A qualified home inspector will detect issues that many buyers can overlook.
Limiting your search to open houses, ads or the internet. Many homes are on the MLS, but are not in the internet “open search.” Your best course of action is to contact a Realtor. They have up-to-date information that is unavailable to the general public and are the best resource to help you find the home you want.
Choosing a real estate agent who is not committed to forming a strong business relationship with you. Choose a professional who is dedicated to your needs–before, during and after the sale.
Thinking there is only one perfect house out there. Buying a home is a process of elimination, not selection. New properties arrive on the market daily, so be open to all possibilities. Ask your Realtor for a comparative market analysis. This compares homes that recently sold or are still for sale.
Not considering long-term needs. It is important to think ahead. Will the home suit your needs 3-5 years from now?
Not examining insurance issues. Purchase adequate insurance. Advice from an insurance agent can provide you with answers to many concerns you may have.
Not buying a home protection plan. This is essentially a mini insurance policy that usually lasts one year from the close of escrow. It usually covers basic repairs you encounter and can be purchased for a nominal fee. Talk to your agent to help you find the protection plan you need.
Not knowing the total costs involved. Early in the buying process, ask your Realtor or lender for an estimate of closing costs. Title company and attorney fees should be considered. Pre-pay responsibilities such as Homeowner Association fees and insurance must also be taken into account. Remember to examine your settlement statement prior to closing.
Not following through on due diligence. Buyers should make a list of any concerns they have relating to issues such as: crime rates, schools, power lines, neighbors, environmental conditions, etc. Ask the important questions before you make an offer on a home. Be diligent so that you can have confidence in your purchase.
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TESTIMONIALS
All we can say is WOW!
If you are looking for a real estate agent, Larry Naso, is the realtor for you.
He sold our home in one day getting more than we asked.Working with Larry was a pleasure. He promptly returned phone calls and e-mails and he made the home selling experience quite simple for us.
He kept us informed every step of the way. He is extremely professional, personable, and detailed oriented.We were very impressed with Larry Naso’s professionalism, personal attention, and resolutions to any issue that came up during the transaction. Larry is a first class, high caliber, real estate professional. He was always available for questions and made us feel like we were his only client.
We highly recommend Larry for your real estate transaction. You won’t be disappointed.
John & Rita Elef, Scottsdale